Invoicing & Business Finance software

Zivo: Invoicing software in Kenya

Zivo gives freelancers, SMEs, and growing businesses a practical way to manage daily work in one system. Invoices, quotations, expense tracking, M-Pesa payment records, and financial reporting for Kenyan businesses.

Built for Kenya Local operating workflows and business realities.
Invoicing & Business Finance zivo.co.ke
Live product access Inspect the operating platform before starting a conversation.
Real product evidence

See Zivo before you decide

Review public product screens, follow the operating workflow, and choose the right way to evaluate the platform.

Zivo public product screen

Public product screen captured from the live Zivo site.

Live product access

Open Zivo invoicing and business finance

Open the live Zivo platform to see invoicing, expenses, and reports, or contact Zamacore for a guided discussion.

View pricing →
01 Create invoices Issue invoices and quotations quickly.
02 Record expenses Capture spending and attach supporting details.
03 Collect payments Record M-Pesa and other payments against invoices.
04 Review finance Use reports to understand cash and profitability.

What Zivo helps your team manage

The product brings the records, actions, and reporting required by freelancers, SMEs, and growing businesses into one accountable workflow.

Invoices and quotations

Keep this part of the operation structured, visible, and easier for the responsible team to follow through.

Expense tracking

Keep this part of the operation structured, visible, and easier for the responsible team to follow through.

M-Pesa and payment records

Keep this part of the operation structured, visible, and easier for the responsible team to follow through.

Financial reports

Keep this part of the operation structured, visible, and easier for the responsible team to follow through.

Why teams choose Zivo

Move beyond scattered spreadsheets, messages, and manual follow-up with a product built around the actual operating process.

One source of operational truth

Give authorized users one place to find current records, responsibilities, and status.

Clearer accountability

Connect each action to the right person, stage, record, and follow-up requirement.

Useful management visibility

Turn daily activity into reports that help management identify delays, gaps, and progress.

Practical buying guides

Compare the workflow before you choose

Use these Kenyan buyer guides to review essential workflows, controls, integrations, and implementation questions.

View all product guides →

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Frequently asked questions

What is Zivo?

Zivo is invoicing software in Kenya for freelancers, SMEs, and growing businesses. Invoices, quotations, expense tracking, M-Pesa payment records, and financial reporting for Kenyan businesses.

Who should use Zivo?

Zivo is designed for freelancers, SMEs, and growing businesses that need one clear system for daily records, accountability, and reporting.

How can I see Zivo?

Open the live Zivo platform from this page or contact Zamacore for a guided product discussion.

See Zivo in operation

Open the product directly or speak with Zamacore about fit, onboarding, integrations, and support.